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Planned Giving

Planned Giving

Planned Giving

The goal of planned giving is to help donors plan their estates and charitable giving in ways that benefit both family and charity. The federal tax code allows for several trusts and gift agreements that are used in making these planned gifts to charity and that provide some tax benefits for donors. Therefore the study and practice of planned giving is twofold. It involves knowledge of people and their needs as well as knowledge of taxation and the gift agreements available to fill those needs.

Planned Giving Guide

Your Gift

Your Goal

How It Works

Your Benefits

Bequest
  • Maintain control of your assets during life.
  • Make a gift to charity at your death.
Your designate Toberman as the beneficiary
of our asset by will, trust or other instruments.
  • Estate tax charitable deduction
  • Life use and ownership of your property
Charitable Gift Annuity
  • Receive fixed income for life
  • Avoid capital gains tax on the
    sale of your appreciated property
  • Enjoy the benefits of tax savings
    from a charitable deduction
Your transfer your cash or appreciate
property to our organization in exchange
for our promise to pay you fixed income
(with rates based on your age) for the rest
of your life.
  • Fixed income for life
  • Partial bypass of capital gains
  • Possible tax-free payments
  • Charitable tax deduction
Charitable Reminder Trust (CRT)
  • Transfer your appreciate property without paying capital gains tax
  • Enjoy regular income for life or a term of years
  • Receive the benefit of tax savings from a charitable donation
Your transfer your cash or appreciated
property to fund a charitable trust. The
trust sells your property tax-free and
provides you with income for life or a
term of year.
  • Charitable tax deduction
  • Income for life on a term of years
  • Possible income growth over time
  • Avoidance of capital gains tax
Charitable Lead
Trust (CLT)
  • Give cash or property to your family in the future
  • Avoid substantial gift or estate tax
Your transfer your cash or property to
fund a lead trust that makes a gift to us
for a number of years. Your receive
charitable deduction for the gift. Your
family receives the remainder at a
substantial tax savings.
  • Gift or estate tax deduction
  • Asset and appreciation passes to family at a reduced cost
Life Estate Reserved
  • Remain in your home for life
  • Receive a charitable tax deduction
You give your proper to Toberman but
retain the right to use the property
during your life.
  • Charitable tax deduction
  • Lifetime use of property
Bargain Sale
  • Transfer your property and receive cash or debt relief without paying substantial
    taxes.
We purchase your property for less
than fair market value. You receive cash and charitable deduction for the difference between marketvalue and purchase price
  • Cash from sale
  • Charitable tax deduction
  • Partial bypass of capital gain
Print Version – Planned Giving Guide

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